Crypto.com Exchange Review 2027

Crypto.com is best known for its mobile app and Visa card. Fewer people realise that the group also runs a separate order-book platform aimed at more active traders. This Crypto.com Exchange review focuses on that platform: its licences, its fee structure, the 2022 incident and the type of user who gets the most from it.

Licences Come First

Regulation is the strongest argument for this exchange. Our research shows three main approvals:

• European Union: a MiCA crypto-asset service provider licence held by Foris DAX MT Ltd and granted by the Malta Financial Services Authority. Crypto.com announced it on 27 January 2025, and EEA passporting followed on 12 February 2025.
• Singapore: a Major Payment Institution licence.
• Dubai: a licence from the Virtual Assets Regulatory Authority (VARA).

The exchange entity is incorporated in Malta, according to CoinGecko. Launched in 2019, the platform is younger than many rivals but has collected licences in several key markets.

Some products depend on where you live. Margin trading, for example, is region-dependent, so check what is open to you.

Crypto.com Exchange Review of Fees: Read the Fine Print

Fees are where the picture gets messy. Coin Bureau's November 2026 figures put the entry level well above the industry norm for users who do not stake CRO. Crypto.com itself has announced spot fees "from 0.075%", with zero maker fees achievable. CoinGecko lists a much lower range again.

The honest summary: your rate depends heavily on trading volume and on how much CRO you stake. Light traders without CRO may pay noticeably more than the headline number. Check the official fee schedule for your level before you trade.

Pricing in the Crypto.com app and on the Exchange is also different. Moving between the two without comparing can cost you.

Coins and Products

CoinGecko counted 382 coins and 525 pairs in November 2026, while Coin Bureau lists more than 400 cryptocurrencies. That is a solid mid-sized range covering the main assets and plenty of altcoins.

The product line-up includes spot, derivatives, margin, staking and Earn, trading bots and the Visa card. The tie between app, card and exchange is the main selling point for people who want one ecosystem for buying, trading and spending.

Security: The January 2022 Incident

In January 2022, attackers made unauthorised withdrawals of around $34 million from 483 accounts by getting past two-factor authentication. Crypto.com reimbursed the affected users.

The exchange now publishes a Merkle-tree proof of reserves, according to Coin Bureau. This method lets users confirm that their own balance is included in the reserve snapshot. It is a useful transparency step, though not a guarantee of solvency.

Who Should Use It

The exchange makes most sense for people in the EU, Singapore or the UAE who already use the Crypto.com app or card and want a fuller trading screen. Traders willing to stake CRO can reach the more attractive fee levels.

Cost-conscious traders who have no interest in holding CRO may find cheaper venues elsewhere.

Getting Started

Register on the official Crypto.com website, verify your identity and confirm which products are offered in your country. Then compare the fee level you qualify for against app pricing before moving funds.

Verdict

Crypto.com Exchange offers wide licensing, a decent coin range and a reserve system that users can check for themselves. The 2022 breach was serious, but customers were made whole.

The main drawback is a fee structure that rewards large CRO stakes and is hard to pin down from the outside. Work out your own tier first, and the platform can be a sound choice inside the Crypto.com ecosystem.

How Crypto.com Exchange compares

Before you sign up, compare Crypto.com Exchange with the other exchanges in our top 20 crypto exchanges ranking, where trust score and 24-hour volume update live. Two useful comparisons are the MEXC review and the Bitfinex review. You can also follow prices on our live crypto charts. Fees, licences and coin lists change often, so check the current terms on the official site at crypto.com/exchange before you deposit.